Liberty Commercial Premises insurance (Castellano)
B.1. Automatic cover for goods.
In order to ensure that the insured sum is automatically enough to cover the maximum value of goods in the insured business premises when the average is exceeded, the insurer guarantees, without prior notice by the insured, a margin of 30% over the insured sum for stock.
The stock sum insured corresponds to the average of the days in which there was the largest amount of stock in each of the twelve months prior to the effective date of the insurance policy or its subsequent annual renewals.
The extension referred to by this cover shall be extended to the cover B.3., providing it is expressly arranged in the schedule of the policy.
B.2. Deterioration of goods in refrigerating appliances
4. Risks excluded from all guarantees